Rates

Rates

Risk-Based | Loans | Savings | Certificates

The rate you receive will be based on terms. All rates are subject to change.

A new vehicle loan is deemed to be a 2009-2010 year model with under 10,000 miles. A used vehicle loan is deemed to be a 2009-2000 year model.

Members need to contact a loan officer for information on Certificate Secured Loans.

A $50.00 application fee will be added to all consumer loans. Home Equity and Mortgage loan fees are $1000.00 using a current tax appraisal. If a professional appraisal is deemed necessary an additional fee of $350.00 will be assesed.

Share minimum balance is $25.00. All rates are subject to change. Share dividends accrue daily and are posted quarterly. Share Draft Accounts do not pay dividends.

APY assumes that dividends are left on deposit. Withdrawals can reduce earnings.Early withdrawals could result in penalities. Consult staff for more details.

New Auto's, Motorcycles, Boats, RV's, etc.

Used Auto's, Motorcycles, RV's, Boats, etc.

Credit Rating	A APR*	B APR*	C APR*	D APR*
up to 24 months	2.75	3.75	8.75	12.75
25 - 48 months	3.75	4.75	9.75	14.75
49 - 60 months	4.75	5.75	10.75	15.75
61 - 72 months	5.75	6.75	11.75	16.75

Older Used Auto Loans

Credit Rating	A APR*	B APR*	C APR*	D APR*
36 months	9.00	11.00	15.00	17.00

Personal/Unsecured Loans

Credit Rating	A APR*	B APR*	C APR*	D APR*
12 to 60 months	9.90	12.9	16.90	18.00

Home Equity and Home Equity Line of Credit Loans

Credit Rating A
APR* B
APR* C
APR* D
APR*

up to 60 months
4.75
5.00 6.75 8.75

61 - 120 months 5.75 6.00 7.75 9.75

121 - 180 months 6.00 6.25 8.00
10.00

181 - 240 months 6.75 7.00 9.00 10.00

Go To Loan Application | Go To Calculators | Back to Top

Visa Loans Rate APR* Term

Visa Gold Credit Cards 9.90 9.90 n/a Calculator

Visa Classic Credit Cards 13.90 13.90 n/a Calculator

Share Secured Loans (CD Secured: 2% above rate - see Loan Officer for details) 2.25 2.25 120
Calculator

Go To Loan Application | Go To Calculators | Back to Top

Share/Savings Dividend Rate APY* Term

Share Accounts 0.250 0.250 n/a

Share Draft Accounts 0.000 0.000 n/a

Christmas Club Account 0.250
0.250
n/a

Mad Money Accounts 0.250 0.250 n/a

Back to Top

Certificates Dividend Rate APY* Term

Certificate - 6 Months 1.05 1.05 6

Certificate - 12 Months 1.34 1.35 12

Certificate - 18 Months 1.34 1.35 18

Certificate - 25 Months 1.74
1.75
25

Certificate-36 Months *An early withdrawal penalty will be assessed 1.74 1.75 36

IRA Accumulation Account 1.49 1.50 n/a

IRA - 18 Month Certificate 1.34 1.35 18

Money Market Account 1.00 1.00 n/a

Back to Top