FIRST KINGSPORT CREDIT UNION FEE SCHEDULE
EFFECTIVE JANUARY 1st, 2009
SHARE DRAFT ACCOUNTS:
Returned Non-Sufficient Share Draft $35.00
Returned EFT/ACH Per Item $35.00
Negative Account Balance Per Item $35.00
Courtesy Pay Per Item $35.00
Share Transfer to Cover Draft $10.00
Returned Deposited Item $20.00
Copy of Share Draft $ 5.00
Copy of Statement $1.00 per page
Stop Payment $10.00 per item
- or consecutive order
History of Account Printout $ 1.00
Account Balance - Research $20.00 per hour
- one hour minimum
ATM - VISA DEBIT CARD:
Replace a Visa Debit/ATM card $5.00
No surcharge or fee for using the following ATM's:
First Kingsport Credit Union
Any Bank of Tennessee ATM
EZ Connect ATM network
All other ATM usage is considered "foreign" and
will be assessed $1.00 per withdrawal.
LOAN FEE SCHEDULE:
Consumer Loan Application Fee $50.00
Late Fee $50.00
Skip-A-Pay Fee $50.00
Appraisal Fee Actual Expense Incurred
Home Equity Loan Fee $750.00*
Temporary Lien Fee $10.00
Car Fax Fee $12.00
Noting of Lien Fee $ 5.00
GAP Insurance Premium $275.00
VISA CREDIT CARD FEES:
Returned Check Fee $25.00
Over Limit Fee $25.00
Late Fee $25.00
Replace Visa Credit Card $ 5.00
WIRE FEES:
Electronic Transfers or ACH Debits no charge
Incoming Wire Transfer $10.00
Outgoing Wire Transfer $20.00
Foreign Wire Fee Outgoing/Incoming $50.00
- or actual expense incurred
MISCELLANEOUS:
Certified Check $5.00
Cashier's Check $5.00
Money Order $ .50
Visa Gift/Travel Card $3.00
*Home Equity loan fee is a closing cost fee that is based on a tax card appraisal. If appraisal is required, the member will be charged for the actual expense of the appraisal. Currently that fee is $350.00. (01-01-2009)
Fee Schedule
