First Kingsport Credit Union is a member-owned financial institution where members deposit and borrow money at better rates than most for-profit financial institutions. This type of system is beneficial because it allows members to control, via the Board of Directors, the direction and rates of return on credit union investments and loan products.

At the heart of First Kingsport Credit Union's philosophy is the belief in supporting members who are raising their families, buying vehicles, building retirement plans, or just making their dreams come true.

 

First Kingsport Credit Union is the product of a merger between two long-standing credit unions in Kingsport: Municipal Employees and Kingsport Postal and Federal. The two credit unions merged in April of 1999 and the Municipal Employees Credit Union was the surviving credit union. The name was changed to reflect our increased field of membership to First Kingsport Credit Union.

 

The credit union is under the direction of a seven-person Board of Directors, elected at-large from the membership. We hold our annual meeting every year in February. We are examined by the State of Tennessee, Department of Financial Institutions, Credit Union Division annually; and we are required to have an outside audit by a CPA firm to insure safety and soundness.

 

Our whole attitude in determining our success is how we treat and serve our members, because without you, the member, there is no reason to operate .

 

Business hours are from 7:30 a.m. until 5:30 p.m. Monday through Friday.