When you need to get a loan from the credit union, the loan department employees are at your beck and call. Tammy Gray and Durand Doran handle all credit union loan products. Tammy and Durand take your application and qualify you by determing your debt to income ratio, reviewing your credit history and your credit bureau report. They then review your collateral. After all this, a decision of approval is made based on credit union lending policies.

The Loan Department also handles and processes our VISA credit card program. We have a direct PC link with VISA and all requests are processed here in this office.

One of the least favorite functions of the Loan Department is collection duties. All early delinquency reports are handled either by direct mail notices or by phone. Once members are two months past due, the Board of Directors direct what action the loan officers are to perform, such as repossession, garnishment, etc.

See Tammy or Durand the next time you are interested in any credit union loan product. Many times they are able to help you to reduce your outgoing payments and consolidate them into an affordable credit union payment.

Call Tammy at 423-224-2446
Call Durand at 423-229-9363