Visa debit cards can be used to make purchases anywhere that accepts Visa credit cards. They can also be used to get cash from any retail establishment that offers cash back with your transaction, and at any Plus or Pulse Atm machine.

You can use your debit card to get cash from the First Kingsport Credit Union Atm without any fees. Bank of Tennessee Atm's can be used surcharge free, and fee free as well as ATM's in the EZ Connect Network.  Click on the ATM tab to see locations of Free ATM's for members use.  You can also go to www.unetservices.net  for a list of the EZ Network.

When used at retail establisments, over the phone, or on the internet the Visa debit/check card is just like writing a check, the transaction will always clear your share draft account. But when used at the Atm you can access either your share or share draft account.