First Kingsport Credit Union strives to keep the best coverages for member accounts via our credit union insurance programs. Listed below is a brief synopsis of coverages:

*Credit Union Blanket Bond - The credit union carries a blanket bond with coverage up to $1,000,000. This includes coverage’s for IRA accounts, share draft accounts (forgery, theft, etc.), plastic card coverage (theft, forgery, EFT fraud, etc.), ACH, and just about every aspect of accounts is covered. The credit union staff and board of directors are bonded under this policy.

*Low cost credit disability and life insurance is available on loans. In order to protect credit union members against death or disability, we offer this coverage through CUNA Mutual. Joint credit life insurance is also offered. Call the loan officers at 423-224-2446 or 423-229-9463 for more information.

*All accounts are insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. The NCUA insurance is the same type of coverage that the FDIC provides to banks and the FSLIC provides to savings and loans.

*Members often receive from CUNA Mutual direct mail offerings for such products as life insurance, accidental death insurance, etc. Call CUNA Mutual at the number listed on the promotional piece of mail for more information.