The credit union has three different types of home equity loan plans - YOU choose which one fits your needs. We have a 90% closed end loan, a 80% closed end loan or the 80% line of credit loan. You can lower your payments by consolidating bills, make improvements to your home, send a child to college, etc.

90% plan - We will loan up to 90% of the appraised value or tax assessment card value less your first mortgage. The maximum term is 20 years. This is a closed end loan.

80% plan - We will loan up to 80% of the appraised value or tax assessment card value less your first mortgage. The maximum term is 20 years. This is a closed end loan.

(HELOC) or 80% line of credit plan - With your tax appraisal or a professional appraisal, the credit union will create a line-of-credit loan up to 80% of the value of your home less your first mortgage. The loan will have a five-year draw period and a combined repayment term of up to 15 years.

Call your loan officers at 423-224-2446 or 423-229-9363 to discuss the best plan for you!